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        <h1>Terms and Conditions</h1>
        <p style="font-size: 0.85rem; letter-spacing: 1px;">LEGAL DOCUMENT • LAST UPDATED: JUNE 19, 2026</p>

        <h3>1. Introduction</h3>
        <p>Welcome to our platform. These Terms and Conditions constitute a legally binding agreement between you and our service. By accessing the site, you acknowledge that you have read, understood, and consented to these terms in their entirety.</p>

        <h3>2. Mandatory Risk Disclosure</h3>
        <p><strong>Investment Warning:</strong> Participation in our investment programs involves significant risk. You must only allocate <strong>"spare capital"</strong>—funds that are not required for your basic living expenses or financial security. We provide the infrastructure, but the responsibility for your financial health rests solely with you. Past performance is never a guarantee of future success.</p>

        <h3>3. Eligibility & Account Security</h3>
        <p>You confirm that you are of legal age in your jurisdiction. You agree to secure your credentials and accept full responsibility for all activities occurring under your account. We reserve the right to suspend accounts that demonstrate suspicious behavior or violate our security protocols.</p>

        <h3>4. Deposits & Withdrawals</h3>
        <p>We process transactions via secure, audited gateways. Withdrawal requests are subject to internal compliance verification. Processing times may vary based on network congestion, verification requirements, or administrative review.</p>

        <h3>5. Platform Availability</h3>
        <p>While we strive for 99.9% uptime, we reserve the right to perform scheduled maintenance. We are not liable for any financial losses or inconveniences caused by temporary service disruptions or updates.</p>

        <h3>6. Prohibited Conduct</h3>
        <p>Any attempt to manipulate the platform, engage in money laundering, or exploit system vulnerabilities will result in permanent account termination and, where applicable, referral to the relevant regulatory authorities.</p>

        <h3>7. Limitation of Liability</h3>
        <p>To the fullest extent permitted by law, the platform's liability is limited to the total fees paid by you in the preceding six months. We are not responsible for any indirect or consequential damages arising from your investment decisions.</p>

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